A Year With Yours - Yearbook 2023: From Your Favourite Magazine (A Year With Yours: The Official Yours Magazine Yearbook)

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The Yours annual is jammed with great tips, quirky facts and so much more keep you entertained this year! Fear of redundancy means you need to invest wisely, such as a second home that you can rent out,” added a reader in his forties.

There was a notable drop in the number of readers who intend to invest part of their bonus money in crypto (2 per cent, versus 7 per cent last year). These fears, combined with 10 consecutive Bank of England interest rate rises, helped convince nearly 16 per cent of readers that paying off a chunk of their mortgage will be the best use of their bonus cash, up from 13 per cent last year.Changes to the student loans system in September mean I’m considering paying upfront for my child’s university costs,” said one reader, a management consultant in his fifties.

Did you get a bonus this year? Are you expecting one? If so, tell us whether you plan to invest, spend or save the money. Add to the reader comments section below In the detailed comments, plenty mentioned the attractiveness of dividend paying shares and other income-producing assets in tough times. There are lots of practical tips about how to do this alongside our analysis of the results below — plus why readers think the removal of the banker bonus cap will do very little to boost future payouts. Higher or lower? Some readers worry that when the banker’s bonus cap is eventually scrapped — as the government promised in last year’s “mini” Budget — the huge increases to base salaries that it has prompted could stall, or even go into reverse, leaving them much more exposed to large swings in incentive pay.A Year with Yours 2022 promises to make your year ahead the most enjoyable ever, and what would it be without some mouth-watering recipes. Life is too short for boring meals so grab your copy with the chance of learning something new and impressing your dinner guests. There are plenty of delicious recipes to choose from including sweet treats, savoury bakes, salads, and stews. With a new recipe each week, get creative in the kitchen and whip up storm!

The final trend to pull out from our survey is the growing number of readers who intend to spend their bonus cash. This will be driven by necessity for some, but other readers were keen to stress how they wanted to enjoy the cash — and this year, holidays were the top answer. Retaining muscle isn’t just for athletes, it’s how we all remain active and able to do the things we love.Editor of Bird Watching, Matthew Merrit will offer a wildlife talk and Q&A for those of you who enjoy the outdoors and all it's discoveries. Make friends In their more detailed comments, many readers said they feared next year’s bonus payout would be even lower, adding to the air of caution. However, consumer campaigners heaped criticism on the Treasury for failing to put forward measures to help hard-pressed households pay their energy bills or insulate their homes. This was not the only way readers were planning on using their bonus money to help their children. Plenty mentioned helping with property deposits, but increasingly, parents want to build up funds for university costs.